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Self Directed IRA Video
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Why set-up a true Self Directed IRA or 401(k) through Self Directed Retirement Plans LLC ~ rather than continue with a fixed, low-paying company plan?
Most employers today offer a 401(k) plan. But employees often complain that their investment choices are limited to only a few mutual funds and perhaps a low-paying fixed account. IRAs offered by bank and brokerage firms may offer a few more choices, but seldom offer more categories of investment. You are stuck with the choices they sell ~ usually stocks, bonds, and mutual funds. It is not the IRS, but the custodian that limits your investment choices.
A true Self-Directed IRA from Self Directed Retirement Plans LLC allows IRA investments in:
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Real Estate
~ including rentals, renovations, commercial, residential, new construction, foreclosures, raw land, developments, and more
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Businesses
~ Including start-ups, retail, public, franchises, and more
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Financial Paper
~ Including loans, mortgages, tax liens, charitable entities, discounted notes, factoring, and more
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Financial Markets
~ Including stocks, bonds, mutual funds, options, REITS, limited partnerships, futures, annuities, commodities, and more
Each of our plans gives investors the ability to purchase time-sensitive investments that are nearly impossible using a "traditional" Self-Directed IRA custodian. Self Directed Retirement Plans’ flexible retirement plans have the following features:
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Investment Options
~ With Self Directed Retirement Plans, you can invest your retirement plan in a host of other options that are unavailable in a traditional IRA. You are only limited by your imagination! A true Self-Directed IRA or 401(k) allows you to choose the investments that are best suited to help you meet your retirement goals.
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Checkbook Control ~
We structure your IRA or 401(k) so you have checkbook control over your retirement plan assets. No more begging a broker to allow you to invest your own money. You are in total control. Participate in time sensitive investments, including foreclosures and tax liens, without the time restrictions of the custodial paperwork process.
You have complete control of your self-directed IRA or 401(k).
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Limited Custodial Fees
~ Unlike many of our competitors, our fees are not based on the size of your account or on the number of assets it holds. Regardless of the account size, our IRA clients pay the same low custodial maintenance fee of $225 per year. In addition, Self Directed Retirement Plans’s structure all but eliminates transactional, asset-based and holding fees.
This can save you hundreds or thousands of dollars per year
(when compared to our competitors).
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Support to Succeed
~ With Self Directed Retirement Plans, you have access to the support you need to invest confidently. Self Directed Retirement Plans and its affiliates have set up hundreds of people with their own Self-Directed retirement plan. Our tax experts are available to review any transactions you are considering for adherence to tax law guidelines. This ensures that you don’t do anything that would endanger your retirement.
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Asset Protection
~ In many states, IRA assets are subject to the claims of predatory creditors. If properly structured, your IRA can build a financial fortress around your hard earned wealth.
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No Third Party Administrator
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Use a Family IRA to Purchase
Large Investments
The Family IRA can be used when the desired investment is too large for your IRA to purchase alone. In the illustration, Bill and Sue use their IRAs to buy a prorated interest in a third LLC. Then that third LLC purchases the property. In this strategy as in all investment strategies, structure and adherence to the IRS rules is of the utmost importance.
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Make Controlling Your Retirement Funds as Easy as "Writing a Check"
You have heard it said that "time is money". Never has that been more true than with investing. When a good real estate deal comes along, you can not afford to take weeks to act. With a typical bank or brokerage IRA, it can take weeks to receive a check. At Self Directed Retirement Plans, we will help you with the simple yet effective steps of establishing Checkbook Control over your retirement funds ~ so you can simply write a check when you have the opportunity to grab a great investment.
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Minimal Reporting
There are minimal reporting requirements when you establish an LLC inside of your IRA, since the LLC is by definition a "pass-through entity". This means that all of the LLC's gains and losses pass-through to its owner; in this case, the tax-deferred entity of the IRA. The tax-deferred structure of the IRA usually prevents current taxation.
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Finance up to 80% of Real Estate Purchases ~ With Your IRA
Don't ask your banker or broker if you can borrow money in your IRA - the answer will be a resounding NO! But what they are really saying is no, they will not LOAN money in your IRA. But at Self Directed Retirement Plans, we can show you a strategy to borrow up to an 80% loan-to-value on the real estate purchased in your IRA using a Non-Recourse Loan. This loan allows your IRA to borrow the funds without tying up your borrowing power.
Terms subject to change, each transaction subject to lender approval.
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"Frustrated with the equity markets, banks and traditional investments for my retirement accounts, I heard of the programs Rick provides and set up a meeting. I had Rick set up a 401(k) plan for my retirement and it now provides me with the ability to cater my retirement investing toward my own personal goals and risk tolerance with the agility to invest in a wide variety of investment opportunities and businesses. I am very pleased with the service and the followup provided by Rick. The personal service always with a smile is greatly appreciated and recommended."
~ Frank Truskolaski., SDRP client
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"My husband and I met Rick in 2006 when he introduced us to the advantages of self-directed IRA accounts. My husband recently passed away and since then, I've called on Rick several times for direction on my IRAs. I would definitely recommend him to anyone seeking to utilize their IRA funds in the most profitable manner."
~ Lois F., SDRP client
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Self Directed Retirement Plans LLC is the industry leader in flexible IRA solutions.
Self Directed Retirement Plans is a national financial services company with a consortium of tax professionals and tax attorneys on staff. Our purpose is to educate individuals and other professionals about the many benefits contained in the tax code. In particular, we advise clients on how to fully utilize tax exempt entities such as IRAs, SEPs, and pension plans, so as to give them checkbook control over their retirement plans, including IRAs.
We assist you with the entire transfer and funding process of your IRA or 401K funds for conversion into business entities where you can legally invest in real estate or other businesses. We provide guidance and referrals to our investor network of preferred partners that can locate investment properties, or tenant-in-common investments. We also manage larger investments by utilizing pooled IRA funds with specific rates of return.
It is our philosophy that sets us apart. We are self directed IRA advisors who can facilitate the entire transfer and funding process. We are able to provide the best services and advice from tax attorneys, CPAs, Certified Estate Advisors, Registered Investment Advisors, Realtor Brokers, and Property Managers who specifically deal with checkbook control LLC IRAs. This ensures personal attention for any questions or concerns you may have.
When you choose Self Directed Retirement Plans LLC, we become your primary resource for answering your IRA investment questions and a large resource for real estate investment referrals through our preferred partner network. Customer satisfaction is our number one asset.
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Call us today for a free no-obligation consultation to find out how a true Self Directed IRA/401k can benefit you.
Learn how simple it is to set up a true Self-Directed IRA or 401(k) ~ by speaking with a certified Self-Directed Retirement Plans financial planner today.
We also offer other services. Please inquire.
(888) 255-7295
toll-free in the U.S.
Or register for a FREE online Self-Directed IRA webinar, by submitting the form below:
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Downloadable Forms ~ to Help You Get Started Now
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401K Order Form
The Self Directed Retirement Plans' 401(k) order form is a brief application to begin the 401(k) process.
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IRA Recovery Systems Form
The Self Directed Retirement Plans' IRA Recovery Systems form is an application to have us provide documents, fill out forms, and provide other services in setting up an IRA.
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